:root{
  --brand:#0b3d91;
  --ink:#0b1220;
  --muted:#5b667a;
  --soft:#f5f7fb;
  --radius: 1.25rem;
}

html, body{
  height: 100%;
}

body{
  font-size: 16px;
  color: var(--ink);
  background: #ffffff;
}

a{ color: var(--brand); }
a:hover{ color: #08306f; }

.skip-link{
  position:absolute;
  left:-9999px;
  top:auto;
  width:1px;
  height:1px;
  overflow:hidden;
}
.skip-link:focus{
  left: 1rem;
  top: 1rem;
  width:auto;
  height:auto;
  padding: .75rem 1rem;
  z-index: 9999;
  background: #ffffff;
  border: 1px solid #dde3ee;
  border-radius: .75rem;
}

.brand-mark{
  width: 38px;
  height: 38px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  border-radius: 12px;
  background: rgba(11,61,145,.08);
  color: var(--brand);
}
.brand-mark--invert{
  background: rgba(255,255,255,.12);
  color: #ffffff;
}

.hero-section{
  background: linear-gradient(180deg, rgba(11,61,145,.06), rgba(11,61,145,0));
}

.hero-media{
  position: relative;
}
.hero-media__badge{
  position:absolute;
  left: 1rem;
  bottom: 1rem;
  padding: .6rem .85rem;
  border-radius: 999px;
  background: rgba(255,255,255,.92);
  border: 1px solid #e7ecf6;
  box-shadow: 0 10px 30px rgba(11,18,32,.12);
  font-weight: 600;
}

.section-pad{
  padding: 4rem 0;
}

@media (min-width: 992px){
  .py-lg-6{ padding-top: 5.5rem !important; padding-bottom: 5.5rem !important; }
}

.card-soft{
  border: 1px solid #e7ecf6;
  border-radius: var(--radius);
  box-shadow: 0 10px 25px rgba(11,18,32,.06);
}

.icon-chip{
  width: 46px;
  height: 46px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  border-radius: 14px;
  background: rgba(11,61,145,.10);
  color: var(--brand);
  font-size: 18px;
}

.list-check{
  padding-left: 1.1rem;
  margin-bottom: 0;
}
.list-check li{
  margin: .45rem 0;
}

.mini-card{
  display:flex;
  gap:.9rem;
  padding: 1rem;
  border: 1px solid #e7ecf6;
  border-radius: var(--radius);
  background: #fff;
}
.mini-card__icon{
  width: 40px;
  height: 40px;
  border-radius: 14px;
  display:flex;
  align-items:center;
  justify-content:center;
  background: rgba(11,61,145,.10);
  color: var(--brand);
}

.callout{
  border-radius: var(--radius);
  border: 1px solid #e7ecf6;
  background: #ffffff;
  padding: 1.25rem 1.25rem;
  box-shadow: 0 14px 30px rgba(11,18,32,.06);
}

.rating i{
  color: #f0b429;
  margin-right: .1rem;
}

.avatar{
  width: 44px;
  height: 44px;
  border-radius: 50%;
  object-fit: cover;
  border: 1px solid #e7ecf6;
}

.newsletter{
  border: 1px solid #e7ecf6;
  background: var(--soft);
  padding: 1.5rem;
  box-shadow: 0 10px 25px rgba(11,18,32,.06);
}

.page-hero{
  background: linear-gradient(180deg, rgba(11,61,145,.06), rgba(11,61,145,0));
}

.tag{
  font-size: .85rem;
  padding: .25rem .6rem;
  border-radius: 999px;
  background: rgba(11,61,145,.08);
  border: 1px solid rgba(11,61,145,.12);
  color: var(--brand);
  font-weight: 600;
}

.steps{
  padding-left: 1.2rem;
}
.steps li{
  margin: .55rem 0;
}

.site-footer{
  background: #0b1220;
}
.hover-bright:hover{ color:#ffffff !important; }

.cookie-banner{
  position: fixed;
  left: 0;
  right: 0;
  bottom: 0;
  z-index: 1050;
  padding: 1rem 0;
  background: rgba(11,18,32,.96);
  border-top: 1px solid rgba(255,255,255,.10);
}
.cookie-banner a{ color: #ffffff; text-decoration: underline; }
.cookie-banner__inner{
  display:flex;
  gap: 1rem;
  align-items: center;
  justify-content: space-between;
  flex-wrap: wrap;
}
.cookie-banner__text{
  color: rgba(255,255,255,.85);
  max-width: 900px;
}
.cookie-banner__actions{
  display:flex;
  gap: .5rem;
  flex-wrap: wrap;
}

/* ---- Visual upgrade v2 ---- */
:root{
  --brand2:#18a0fb;
}

.hero-section{
  background:
    radial-gradient(1200px 600px at 20% 10%, rgba(24,160,251,.20), rgba(24,160,251,0)),
    radial-gradient(900px 500px at 80% 0%, rgba(11,61,145,.16), rgba(11,61,145,0)),
    linear-gradient(180deg, rgba(11,61,145,.06), rgba(11,61,145,0));
}

.badge-soft{
  display:inline-flex;
  align-items:center;
  gap:.4rem;
  background: rgba(11,61,145,.08);
  border: 1px solid rgba(11,61,145,.12);
  color: var(--brand);
  padding: .45rem .7rem;
  border-radius: 999px;
  font-weight: 600;
}

.trust-strip{
  background:#fff;
  border-top:1px solid #eef2fb;
  border-bottom:1px solid #eef2fb;
}
.trust-item{
  display:flex;
  gap:.75rem;
  align-items:center;
  padding:.9rem 1rem;
  border-radius: 1.15rem;
  background: rgba(245,247,251,.8);
  border:1px solid #eef2fb;
}
.trust-item i{
  width:44px;height:44px;
  display:flex;align-items:center;justify-content:center;
  border-radius:14px;
  background: rgba(11,61,145,.10);
  color: var(--brand);
}

.pill-grid{ display:flex; flex-wrap:wrap; gap:.5rem; }
.pill{
  font-size:.85rem;
  padding:.25rem .55rem;
  border-radius:999px;
  background:#fff;
  border:1px solid #e7ecf6;
  color:#334155;
}

.stat-row{ display:flex; gap:.75rem; flex-wrap:wrap; }
.stat{
  min-width:140px;
  flex:1 1 0;
  padding:1rem;
  border-radius:1.25rem;
  border:1px solid #e7ecf6;
  background: rgba(255,255,255,.9);
  box-shadow: 0 10px 20px rgba(11,18,32,.05);
}
.stat__num{ font-weight:900; font-size:1.6rem; color:var(--brand); line-height:1.1; }
.stat__label{ color: var(--muted); }

.timeline{ display:flex; flex-direction:column; gap:1rem; }
.timeline-item{ display:flex; gap:.9rem; align-items:flex-start; }
.timeline-bullet{
  width:44px;height:44px;
  display:flex;align-items:center;justify-content:center;
  border-radius:14px;
  background: rgba(24,160,251,.12);
  color: var(--brand);
  flex:0 0 auto;
}

.feature-list{ list-style:none; padding-left:0; margin-bottom:0; display:flex; flex-direction:column; gap:.65rem; }
.feature-list li{ display:flex; gap:.65rem; align-items:flex-start; }
.feature-list i{
  width:22px;height:22px;
  display:flex;align-items:center;justify-content:center;
  border-radius:999px;
  background: rgba(11,61,145,.10);
  color: var(--brand);
  margin-top:.1rem;
}

.shadow-soft{ box-shadow: 0 18px 40px rgba(11,18,32,.08); }

.pricing-card{ border:1px solid #e7ecf6; box-shadow: 0 10px 25px rgba(11,18,32,.06); }
.pricing-card--highlight{ border-color: rgba(11,61,145,.25); box-shadow: 0 18px 45px rgba(11,18,32,.10); }
.pricing-badge{
  font-size:.8rem;
  padding:.25rem .55rem;
  border-radius:999px;
  border:1px solid #e7ecf6;
  background: rgba(245,247,251,.9);
  color:#334155;
  font-weight:700;
}
.pricing-badge--primary{
  background: rgba(11,61,145,.10);
  color: var(--brand);
  border-color: rgba(11,61,145,.20);
}
.price{ display:flex; align-items:flex-end; gap:.35rem; }
.price__value{ font-size:2.2rem; font-weight:900; line-height:1; color:var(--ink); }
.price__per{ color: var(--muted); }